Public Provident Fund: Central sorkar investment plan tha mi tin tan
Public Provident Fund (PPF) hi hun rei (kum 15) tak chhunga investment option scheme lar tak a ni. Central sorkar scheme a ni a, interest rate thra tak tak leh secured return pawh a pe bawk. Heng return te hi Income Tax Act Section 80C hnuaiah Tax lak loh vek a ni.
Investor-te chuan financial year khatah a tam berah Rs.1,50,000 thleng chhiah an invest thei a ni. Customer te hian facility an hmu thei a, chu chu loan, partial withdrawal, leh account extension te hi a ni. PPF hi mahni eizawnna nei tan emaw, unorganized sector atanga lo kal tan emaw chuan EPF/GPF a awm loh avangin a danglamna tha tak a ni.
PPF Features
- Interest rate 7.1% p.a (currently fixed by Sentral sorkar).
- Income Tax Act Section 80C hnuaia income tax lak loh vek a ni.
- Kum 15 chhunga investment tenure tha tak a ni.
- Deposit zat hi kum khatah a thlem berah Rs.500 pek tur a ni, financial year khatah a tam berah Rs.1,50,000 a ni thei bawk.
- Financial year khat chhungin transaction 12 thleng deposit theih a ni.
- Financial year thumna atanga kum rukna inkarah loan lak theih a ni.
- Financial year pasarihna atang hian partial withdrawal facility hman theih a ni.
- Account hi a maturity atanga kum 5 chhung block period chhungin tihtawp theih a ni.
SBI leh private bank threnkhatah account free a hawn thei a ni.
SBI-a PPF Account Online ah hawn thei
- A tlangpuiin PPF account hi designated post office emaw bank branch-ah emaw awlsam takin hawn theih a ni. SBI netbanking ah engtik lai pawhin, i.e. 24/7-ah online leh paperless in Public Provident Fund (PPF) account hawn nghal thei a ni.
SBI-a PPF Account Online-a hawnna mamaw threnkhat
- SBI-ah savings bank account i nei tur a ni.
- Net Banking/Mobile Banking hman theihna i nei tur a ni
- I Aadhaar number chu i account nen a link tur a ni
- I mobile number i Aadhaar nena inzawm chu one time password (OTP) dawng turin active a ngai.
- Hei hi PPF account hawn nghal theihna tur e-sign/e-authorise theihna a ni.
PPF Account hawn dan
SBI PPF account hi online-ah SBI net banking emaw mobile banking emaw-ah emaw, offline-in bank tlawhin emaw i hawng thei bawk. Online ah i ti duh chuan, thlalak hi refer la, process zui zel rawh.
COMPOUNDING INTEREST
PPF hi Compound Interest Invetsment scheme a nia. Kum 1 ah Rs 1.5 lakh invest thei chuan kum 15 ah a mature anga, Rs 40,68,209 vel approx (as per govt interest rate) in i hmu ang. Refer calculator https://www.axisbank.com/retail/calculators/ppf-calculator
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