Mutual fund hi eng nge ni? A awmzia entirna leh sawifiah

Mutual fund chu financial investment scheme a ni a, investor tam tak hnen atanga sum a khawlkhawm a, chu pooled capital chu hmangin stock, bond emaw securities dang portfolio hrang hrang lei nan a hmang thin. Heng fund te hi professional fund manager ten an enkawl a, investor te aiawhin investment chungchanga thutlukna an siam thin.

Mutual fund hnathawh dan example awlsam tak chu hetiang hi a ni:

Stock market-ah investment i duh a, mahse stock pakhat zel thlan theihna hun leh thiamna i nei lo tih han ngaihtuah teh. Chu ai chuan mutual fund-ah invest i tum zawk a ni. Mutual fund company i hmu a, an mutual fund pakhat share (or unit) i lei bawk.

He mutual fund hi "Stock Fund" ni ta ila, a bul berah chuan stock hrang hrang portfolio-ah investment a nei a ni. Fund-ah hian sum (₹10,000 ti ila) i invest a. Mutual fund company hian i sum chu mimal dang investment nen a inzawm khawm a, anni pawhin fund khata share an lei ve bawk. Tunah chuan fund hian hnathawh tur sum tam zawk a nei ta a ni.

Professional fund manager chuan fund chhunga eng stock nge lei leh hralh tur tih a thlang thin. Sector leh industry hrang hrang atanga stock hrang hrangah an invest thei a, hei hian risk hi a thehdarh thei a ni. Fund portfolio-a stock hlutna a san emaw a tlahniam emaw chuan mutual fund hlutna zawng zawng (chuvangin, i share hlutna) pawh a pung emaw a tlahniam emaw bawk ang.

Mutual fund-a investment ṭhatna chu diversification, professional management, leh sum tlemte hmanga invest theihna te a ni.

India ramah hian mutual fund chi hrang hrang a awm a, chung zingah chuan:

1. Equity Funds: Heng fund te hian stock-ah an invest ber a, hun rei tak chhunga capital tihpun tumna a ni. An stock chi hrang hrang a zirin large-cap, mid-cap, small-cap, multi-cap fund tiin an thliar hrang thei bawk.

2. Leiba/Debt Fund: Leiba sum hian fixed-income securities, bonds, sorkar securities, leh corporate debt instruments-ah te investment a nei a. Equity fund aiin risky lo zawka ngaih an ni a, investor-te tan sum lakluh mumal tak an pe bawk.

3. Hybrid Funds: Balanced funds tia hriat bawk, hengte hian stock leh fixed-income securities pahnih mix-ah an invest a, balanced risk-return profile an pe thei a ni.

4. Money Market Funds: Money market funds hian hun rei lote chhunga hman tur, risk hniam tak tak, Treasury bill leh commercial paper ang chi instrument-ah an invest thin. Safety leh liquidity zawngtu investor tan pawh an tha hle.

5. Tax-Saving Funds (ELSS): Hengte hi equity-linked savings scheme, chhiah tihtlem nana ruahman a ni. Income Tax Act Section 80C hnuaiah chhiah pekna tur hamthatna an pe a ni.

6. Sectoral leh Thematic Funds: Heng fund-te hian sector emaw thupui bik emaw, technology, healthcare emaw infrastructure emaw te a huam a ni.

7. Index Funds leh Exchange-Traded Funds (ETFs): Heng funds te hian market index bik, Nifty 50 emaw Sensex ang chi performance tihdanglam an tum a ni. ETF hi stock ang bawkin stock exchange-ah hralh a ni.

8. Fund of Funds (FoF): Heng fund te hian mutual fund dang ah an invest a, investor te tan fund category hrang hrangah diversification a pe thin.

I investment tum, risk tolerance leh time horizon nena inmil mutual fund thlan a pawimawh. Mutual fund-a investment i tih hmain financial advisor zawh emaw, research uluk tak neih emaw ngaihtuah fo ang che.

 Eng mutual fund nge invest tur tih hi engtin nge kan thlan ang?